Trusted by 47,000+ Customers

Shop Now, Pay Later with Confidence

Get personal loans from $500 to $5,000 for the things you love. Electronics, gaming gear, fitness equipment, and more. Fast approval, flexible payments.

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$27M+
Total Loans Funded
47K+
Happy Customers
45
States Available
Young woman excited with shopping bags celebrating flexible payment options
✓
Instant Approval Get approved in minutes
💰
$500 - $5,000 Flexible loan amounts
Quick Application

Start Your Application Today

Fill out our simple form and get a decision within minutes. No obligation, no impact on your credit score to check rates.

By submitting, you agree to our Terms of Service and Privacy Policy. Checking rates won't affect your credit score.

Shop Categories

What Will You Buy Today?

Browse our popular shopping categories and find the perfect items for your lifestyle. Get approved and start shopping.

🍳

Kitchen Appliances

Stand mixers, air fryers, espresso machines & more
📱

Electronics

Laptops, tablets, headphones & gadgets
🎮

Gaming Gear

Keyboards, monitors, chairs & accessories
💪

Fitness Equipment

Treadmills, weights, yoga gear & more
👗

Fashion & Apparel

Clothing, shoes, watches & accessories
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Home & Furniture

Sofas, desks, mattresses & decor
✨

Beauty & Self-Care

Skincare, tools, perfumes & cosmetics
🌿

Outdoor & Travel

Camping, bikes, luggage & adventure gear
Simple Process

How Sezzle Pay Works

Getting your personal loan is quick and easy. Follow these simple steps to start shopping today.

1

Apply Online

Complete our simple application in just a few minutes. Basic information is all we need to get started.

2

Get Approved

Receive a decision quickly. Most applications are approved within minutes with competitive rates.

3

Receive Funds

Once approved, funds are deposited directly into your bank account. Fast and secure transfer.

4

Start Shopping

Use your loan for anything you need. Electronics, furniture, fashion, and more await you.

Learn More About Our Process
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Why Choose Us

Benefits of Sezzle Pay Loans

We make personal loans simple, transparent, and accessible. Here's why thousands of customers trust Sezzle Pay for their shopping needs.

⚡

Lightning Fast Approval

Get approved in minutes, not days. Our streamlined process means you can start shopping sooner.

💳

Flexible Payment Options

Choose payment terms that fit your budget. Weekly, bi-weekly, or monthly options available.

🔒

No Hidden Fees

Transparent pricing with no surprises. Know exactly what you'll pay before you commit.

📊

Build Your Credit

Responsible borrowing can help improve your credit score over time with on-time payments.

Plan Your Loan

Loan Calculator

Estimate your monthly payments and see how affordable your purchase can be with Sezzle Pay.

🧮 Calculate Your Payment

$500 $5,000
$2,000
3 months 24 months
12 months
Loan Amount $2,000
APR Range 5.99% - 35.99%
Loan Term 12 months
Est. Monthly Payment $172 - $193
Apply for This Amount

Understanding Your Loan

Our calculator provides an estimate based on a range of APRs. Your actual rate depends on your credit profile, income, and other factors. Here's what you need to know:

📋

APR Explained

Annual Percentage Rate includes your interest rate plus any fees, giving you the true cost of borrowing.

📅

Flexible Terms

Choose from 3 to 24 month terms. Longer terms mean lower payments, shorter terms mean less interest paid.

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No Prepayment Penalty

Pay off your loan early without any extra fees. Save on interest by paying ahead of schedule.

💡 Pro Tip

Checking your rate with Sezzle Pay uses a soft credit inquiry, which won't affect your credit score. Apply with confidence!

Customer Stories

What Our Customers Say

Join thousands of satisfied customers who achieved their shopping goals with Sezzle Pay.

★★★★★

"I needed a new laptop for work and Sezzle Pay made it possible. The application was super easy, and I got approved the same day. The monthly payments fit perfectly in my budget!"

Sarah M. testimonial
Sarah M.
Austin, TX
★★★★★

"Finally upgraded my gaming setup thanks to Sezzle Pay! The process was straightforward, no hidden fees, and the customer service was excellent. Highly recommend for any gamers out there."

Marcus J. testimonial
Marcus J.
Denver, CO
★★★★★

"I was hesitant about personal loans, but Sezzle Pay changed my mind. Transparent rates, easy application, and I got my home gym equipment delivered within a week. Best decision ever!"

Jennifer L. testimonial
Jennifer L.
Miami, FL
Read All Reviews

Ready to Start Shopping?

Join over 47,000 customers who trust Sezzle Pay for their personal loans. Apply now and get a decision in minutes.

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Latest Articles

From Our Blog

Tips, guides, and insights to help you make smarter financial decisions and get the most from your purchases.

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